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Is TAP The Future Of Money? Comparison with Binance Coin (BNB)

History in crypto often repeats itself. All of the biggest success stories began as small tokens priced at just a few cents. Binance Coin once traded for $0.10. XRP could have been bought for $0.05. Those who saw the pattern early and believed in the projects made extraordinary returns.

Some analysts now suggest that Digitap at $0.012 could fit that same pattern. The project is still new, but its design and market fit echo moments from the past when early entry paid off.

When BNB and XRP Were Just Cheap Tokens

In 2017, Binance launched its own token, BNB. At the time, it had one main use case: to reduce trading fees on the Binance exchange. Early buyers could pick it up for around $0.10. Few imagined it would go on to become one of the largest cryptocurrencies in the world.

As Binance grew into the top exchange, BNB grew with it. By 2021, BNB had climbed to nearly $700. A simple utility token became the backbone of a whole ecosystem.

XRP followed a similar story, but in payments. In its early days, XRP was trading for only $0.05. Its use case was clear: provide banks and financial firms with fast and low-cost transfers. When traditional international wires took days, Ripple showed transactions settling in seconds.

In late 2017, XRP climbed past $3 and for a short time even ranked above Ethereum as the world’s second-biggest cryptocurrency.

These stories show a pattern. Tokens that solve real problems and link to growing networks begin cheap, with prices measured in cents. When adoption builds, prices can climb to levels that once seemed impossible.

The Current Moment Feels Familiar

Fast forward to now. The crypto market is again full of discussion about utility. Investors are watching for projects that do more than sit on charts. The same kind of signals that supported BNB and XRP years ago can be seen again.

The market is pushing towards real-world use. Cross-border payments are still slow and costly. More than a billion people still have no access to banking. Mobile-first apps are in demand as younger generations choose to manage money on their phones. Each of these shifts sets the stage for projects that deliver real solutions.

Investor behavior is also following a familiar pattern. During presales, funds often flow into tokens that have clear platforms ready to use. Communities rally around strong narratives, especially those that speak to global finance and freedom of money. The feeling of “getting in early” is once again a driver of interest.

Why Digitap’s TAP Token Fits This Pattern

Digitap enters the stage with a presale price of $0.012. That is almost the same level where BNB and XRP once started. But it comes with more than just a low entry price.

Digitap addresses global problems. With a Visa-backed card, it allows crypto to be spent like cash anywhere in the world. Apple Pay and Google Pay are supported, while unlimited virtual cards provide extra privacy for online use.

For freelancers, migrants, and unbanked people, the app aims to reduce transfer costs to below one percent. That directly challenges the $860 billion remittance market.

The TAP token has a fixed supply of two billion. There are no hidden mints or taxes. Supply can only move down, thanks to buy-and-burn mechanics. Holders can stake for rewards of up to 124% APR during the presale. That creates clear incentives for early adoption.

The timing also fits the larger market cycle. Some analysts argue that the next growth phase in crypto will be led by tokens that bring daily use, not only speculation. Digitap markets itself as the first “omni-banking app” built for this purpose.

Source: CoinMarketCap/XRP

What’s Different This Time

Of course, no two cycles are ever identical. BNB rose alongside the fastest-growing exchange in the world. XRP tied its fate to global banking, though it also faced lawsuits that shaped its path. Digitap’s story will be written in a different environment, one with tighter regulation and stronger competition. Partnerships, compliance, and user growth are all uncertain factors.

Still, differences can also be strengths. Digitap’s multi-rail settlement system combines blockchain and traditional payment rails, offering speed and choice. Its no-KYC onboarding option appeals to privacy-conscious users, while still leaving space for compliance in regulated markets. These features give it a unique place that neither BNB nor XRP offered at their launch.

Early Entry Matters Again

Looking back, buying BNB at $0.10 or XRP at $0.05 feels almost unreal today. Yet those were the prices available before adoption surged. Some analysts point to Digitap at $0.012 as a moment that rhymes with that history. The same signals are present: low entry price and clear use case.

The cycle of crypto often rewards those who spot patterns early. While risks are real, some analysts think the setup feels familiar. Digitap may not follow the exact path of BNB or XRP, but it may hold promise that once turned small tokens into major names.

Digitap is Live now. Learn more about their project here.

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The post Is TAP The Future Of Money? Comparison with Binance Coin (BNB) appeared first on CryptoPotato.

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