{"id":50730,"date":"2026-09-08T15:59:48","date_gmt":"2026-09-08T15:59:48","guid":{"rendered":"https:\/\/cryptomag.finance\/?p=50730"},"modified":"2026-09-08T15:59:48","modified_gmt":"2026-09-08T15:59:48","slug":"americans-prefer-debit-cards-and-payment-platforms-over-banks-and-credit-cards-report","status":"publish","type":"post","link":"https:\/\/cryptomag.finance\/?p=50730","title":{"rendered":"Americans Prefer Debit Cards and Payment Platforms Over Banks and Credit Cards: Report"},"content":{"rendered":"

\"\"<\/p>\n

A new report shows Americans prefer debit cards and payment platforms over banks and credit cards when paying their bills.<\/p>\n

The 2026 ACI Speedpay Pulse Report says<\/a> debit card use for bill pay hit 52.7% this year, up from 40.6% in 2020.<\/p>\n

Meanwhile, credit use was 41.3% in 2023 and has now reached 50.3%.<\/p>\n

Consumers also favor biller websites at 64.5% and biller mobile apps at 39.3%, compared with 31.4% using bank websites.<\/p>\n

Mobile wallets grew fastest with a 17.6% compound annual growth rate from 2019 to 2025.<\/p>\n

Generational trends are pronounced, with 75% of Gen Z bill payers using debit, along with 64.6% of millennials.<\/p>\n

The report also says billers who deliver visibility, flexibility and guidance can reduce financial stress and strengthen trust.<\/p>\n

Ron Shultz, general manager of ACI Speedpay, tells<\/a> American Banker,<\/p>\n

\u201cThe data highlights for banks how important it is to reinforce with consumers the benefits of debit to pay bills\u2026<\/em><\/p>\n

You just don\u2019t have that visibility because there\u2019s not enough connection between the bank and the utility to make that connection.\u201d<\/em><\/p>\n

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Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any assets including cryptocurrencies, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing.<\/h6>\n<\/div>\n

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The post Americans Prefer Debit Cards and Payment Platforms Over Banks and Credit Cards: Report<\/a> appeared first on The Daily Hodl<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

A new report shows Americans prefer debit cards and payment platforms over banks and credit cards when paying their bills. The 2026 ACI Speedpay Pulse Report says debit card use for bill pay hit 52.7% this year, up from 40.6% in 2020. Meanwhile, credit use was 41.3% in 2023 and has now reached 50.3%. Consumers […]<\/p>\n","protected":false},"author":1,"featured_media":50731,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-50730","post","type-post","status-publish","format-standard","has-post-thumbnail"],"yoast_head":"\nAmericans Prefer Debit Cards and Payment Platforms Over Banks and Credit Cards: Report - Cryptomag<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptomag.finance\/?p=50730\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Americans Prefer Debit Cards and Payment Platforms Over Banks and Credit Cards: Report - Cryptomag\" \/>\n<meta property=\"og:description\" content=\"A new report shows Americans prefer debit cards and payment platforms over banks and credit cards when paying their bills. 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