{"id":42135,"date":"2026-04-27T19:21:33","date_gmt":"2026-04-27T19:21:33","guid":{"rendered":"https:\/\/cryptomag.finance\/?p=42135"},"modified":"2026-04-27T19:21:33","modified_gmt":"2026-04-27T19:21:33","slug":"aven-launches-bitcoin-backed-visa-card-offering-up-to-1-million-credit-lines-without-asset-sales","status":"publish","type":"post","link":"https:\/\/cryptomag.finance\/?p=42135","title":{"rendered":"Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales"},"content":{"rendered":"

Bitcoin Magazine<\/a>
\n
\nAven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales<\/a><\/p>\n

<\/div>\n

Aven has introduced a bitcoin-backed credit card<\/a> that allows users to borrow against digital assets without selling holdings, marking a shift in crypto-linked consumer finance, according to statements shared with Bitcoin Magazine.\u00a0<\/em><\/p>\n

The Aven Bitcoin Visa Card, unveiled today at the Bitcoin Conference 2026 in Las Vegas, provides a credit line of up to $1 million secured by bitcoin collateral. The product targets long-term holders seeking liquidity without triggering taxable events tied to asset sales.<\/p>\n

The card combines a revolving credit line with fixed-term loan options, offering repayment periods of up to 10 years. Interest rates for both structures start at 7.99% APR, which the company said is below typical rates in the bitcoin-backed lending market.<\/p>\n

\u201cThe industry norm for borrowing at fixed rates against bitcoin is a 1-year term. At\u00a0Aven, we have 10X the industry standard, unlocking a wide variety of use cases previously not feasible,\u201d Aven\u2019s Sisun Lee said, speaking at The Bitcoin Conference. <\/p>\n

Aven\u2019s bitcoin custody structure<\/h2>\n

Borrowers pledge bitcoin through custody and infrastructure provided by BitGo<\/a> Inc. and BitGo Bank & Trust, a federally regulated digital asset trust bank. The structure separates asset custody from card issuance, which is handled by Coastal Community Bank under a Visa network license.<\/p>\n

The product includes no annual or origination fees and offers 2% cash back on purchases. Aven<\/a> positions the card as a tool that bridges crypto holdings with traditional credit access, aiming to expand the utility of bitcoin within household balance sheets.<\/p>\n

The card also offers up to a 5-year interest-only period for added flexibility. The company is one of the few Bitcoin-backed loan providers offering both fixed-term and interest-only plans in the same product.<\/p>\n

\u201cAt\u00a0Aven\u00a0we believe that the hardest money ever created deserves the best financial products. With the\u00a0Aven\u00a0Bitcoin Card, we\u2019re just getting started,\u201d Lee said. <\/p>\n

Bitcoin-backed lending has grown with the rise in digital asset adoption, though it has faced scrutiny over risk management and collateral volatility. Fixed-rate, longer-term structures such as Aven\u2019s may appeal to borrowers seeking more predictable repayment schedules compared with margin-style loans that can face liquidation risk during price swings.<\/p>\n

Aven, founded in 2019, focuses on asset-backed lending products designed to lower borrowing costs. The company reports that its platform has saved customers more than $300 million in interest payments through March 2026.<\/p>\n

The launch signals continued convergence between crypto infrastructure and regulated financial services, as firms seek to integrate digital assets into mainstream credit markets while addressing risk, custody, and compliance requirements.<\/p>\n

This post Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales<\/a> first appeared on Bitcoin Magazine<\/a> and is written by Micah Zimmerman<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Bitcoin Magazine Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales Aven has introduced a bitcoin-backed credit card that allows users to borrow against digital assets without selling holdings, marking a shift in crypto-linked consumer finance, according to statements shared with Bitcoin Magazine.\u00a0 The Aven Bitcoin Visa Card, unveiled […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[45],"tags":[],"class_list":{"0":"post-42135","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-bitcoin"},"yoast_head":"\nAven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales - Cryptomag<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptomag.finance\/?p=42135\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales - Cryptomag\" \/>\n<meta property=\"og:description\" content=\"Bitcoin Magazine Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales Aven has introduced a bitcoin-backed credit card that allows users to borrow against digital assets without selling holdings, marking a shift in crypto-linked consumer finance, according to statements shared with Bitcoin Magazine.\u00a0 The Aven Bitcoin Visa Card, unveiled […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptomag.finance\/?p=42135\" \/>\n<meta property=\"og:site_name\" content=\"Cryptomag\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-27T19:21:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bitcoinmagazine.com\/wp-content\/uploads\/2026\/04\/Aven-Launches-Bitcoin-Backed-Credit-Card-.jpg\" \/>\n<meta name=\"author\" content=\"Crypto Magazine\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@cryptomagz\" \/>\n<meta name=\"twitter:site\" content=\"@cryptomagz\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Crypto Magazine\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cryptomag.finance\\\/?p=42135#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cryptomag.finance\\\/?p=42135\"},\"author\":{\"name\":\"Crypto Magazine\",\"@id\":\"https:\\\/\\\/cryptomag.finance\\\/#\\\/schema\\\/person\\\/f749cd846c4f13ef717c12a20ce9d040\"},\"headline\":\"Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales\",\"datePublished\":\"2026-04-27T19:21:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cryptomag.finance\\\/?p=42135\"},\"wordCount\":469,\"image\":{\"@id\":\"https:\\\/\\\/cryptomag.finance\\\/?p=42135#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bitcoinmagazine.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Aven-Launches-Bitcoin-Backed-Credit-Card-.jpg\",\"articleSection\":[\"Bitcoin\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cryptomag.finance\\\/?p=42135\",\"url\":\"https:\\\/\\\/cryptomag.finance\\\/?p=42135\",\"name\":\"Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales - 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