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These accounts have never sent a transaction. Without a visible public key, a quantum attacker has no entry point. Together, they hold about 2.4 billion XRP<\/a>.<\/p>\n The remaining accounts are a different story. Their public keys are visible on-chain. Traditional computers cannot crack them today. Quantum computers powerful enough to do so do not yet exist. But the window for preparation is open now, not later.<\/p>\n Quick XRP acc quantum vulnerability check.<\/p>\n ~300,000 accounts on XRP holding 2.4B XRP never transacted, thus public key unknown and quantum safe.<\/p>\n while only 2 accounts with larger holdings of 21M XRP are dormant (inactive over 5 years) and have their public key exposed.<\/p>\n Dormant\u2026<\/p>\n \u2014 Vet (@Vet_X0) April 7, 2026<\/a><\/p>\n<\/blockquote>\n Still, the scale of the immediate risk is narrow. Only two dormant accounts \u2014 inactive for more than five years \u2014 hold exposed public keys with significant balances.<\/p>\n Combined, they carry around 21 million XRP. That figure represents roughly 0.03% of the total XRP supply. Vulnerable inactive whales, based on reports from the validator, are extremely rare on this network.<\/p>\n That rarity sets the XRP Ledger apart from Bitcoin, where large sums often sit untouched in old wallets using an outdated format called pay-to-public-key, or P2PK. Wallets tied to Bitcoin\u2019s anonymous creator, Satoshi Nakamoto<\/a>, fall into this category.<\/p>\n Their public keys are out in the open. On the XRP Ledger, that kind of exposure among major dormant holders is far less common.<\/p>\n The network also carries a structural advantage: built-in key rotation. Users can swap out their signing keys without changing their wallet address. That means if quantum computing<\/a> advances faster than expected, account holders have a path to update their security without losing their existing address. Bitcoin does not offer this natively.<\/p>\n The XRPL also uses an amendment system, where validators vote on protocol changes. Data shows this process moves faster than Bitcoin\u2019s upgrade path, which depends on miner consensus and tends to be slower and more contentious.<\/p>\n AlphaNet Test Signals Where The Network Is Headed<\/p>\n\n
XRP Ledger Sits In A Different Position Than Bitcoin<\/h2>\n
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