{"id":39619,"date":"2026-03-31T11:45:53","date_gmt":"2026-03-31T11:45:53","guid":{"rendered":"https:\/\/cryptomag.finance\/?p=39619"},"modified":"2026-03-31T11:45:53","modified_gmt":"2026-03-31T11:45:53","slug":"u-s-department-of-labor-proposes-new-rule-that-would-open-up-401k-plans-to-crypto","status":"publish","type":"post","link":"https:\/\/cryptomag.finance\/?p=39619","title":{"rendered":"U.S. Department of Labor Proposes New Rule That Would Open Up 401(k) Plans to Crypto"},"content":{"rendered":"

\"\"<\/p>\n

The U.S. Department of Labor has introduced a proposed rule that could significantly expand investment options within 401(k) retirement plans, potentially opening the door to cryptocurrency and other alternative assets.<\/p>\n

According to the Employee Benefits Security Administration, the proposal<\/a> aims to reduce regulatory barriers and clarify how plan fiduciaries can evaluate and include alternative investments.<\/p>\n

Labor Secretary Lori Chavez-DeRemer said the rule is designed to modernize retirement investing and reflect today\u2019s evolving financial landscape.<\/p>\n

\u201cThis proposed rule will show how plans can consider products that better reflect the investment landscape as it exists today. This greater diversity will drive innovation and result in a major win for American workers, retirees, and their families.\u201d<\/em><\/p>\n

The proposed regulation outlines a process-based framework requiring fiduciaries to evaluate investments based on factors such as performance, fees, liquidity, valuation, and complexity. It also establishes \u201csafe harbor\u201d guidelines intended to reduce litigation risk for plan managers who follow prudent procedures.<\/p>\n

Officials say the rule restores a neutral stance toward asset selection, reversing prior guidance that discouraged the inclusion of digital assets.<\/p>\n

Treasury Secretary Scott Bessent emphasized that the proposal is an initial step toward expanding retirement investment access while maintaining safeguards.<\/p>\n

The U.S. Securities and Exchange Commission also contributed to the rulemaking process, with Chairman Paul S. Atkins signaling support for expanding long-term investment opportunities.<\/p>\n

If finalized, the rule could reshape how retirement plans approach diversification, giving millions of Americans potential exposure to cryptocurrencies and other alternative assets within tax-advantaged accounts.<\/p>\n

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Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any assets including cryptocurrencies, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing.<\/h6>\n<\/div>\n

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The post U.S. Department of Labor Proposes New Rule That Would Open Up 401(k) Plans to Crypto<\/a> appeared first on The Daily Hodl<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

The U.S. Department of Labor has introduced a proposed rule that could significantly expand investment options within 401(k) retirement plans, potentially opening the door to cryptocurrency and other alternative assets. According to the Employee Benefits Security Administration, the proposal aims to reduce regulatory barriers and clarify how plan fiduciaries can evaluate and include alternative investments. 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